The player will place his/her wager in the center of the betting circle. The dealer will then deal two cards, face up, to each player and two to him/herself, one face up and one face down. Kings, Queens, Jacks, and 10's each count as 10. Aces count as 1 or 11, as a player wishes. All other cards 2-9, count at their face value.

If the first two cards drawn are an Ace and a 10 value card, that player has Blackjack and will be paid one and one-half times the wager (3 to 2) unless the dealer also has Blackjack. The Player not having Blackjack may continue to draw cards attempting to total as close to 21 as possible without exceeding 21, in which case that player "breaks" and loses the wager.

Dealer must hit on all totals of 16 or less. Dealer must stand on all total of 17 or more.

BLACKJACK TERMINOLOGY

HIT
The taking of an additional card.

STAY
Take no additional cards

SPLIT
The Player will match the original wager and split the first two cards into two separate hands. The two cards must be of the same point value (i.e. a pair of 8's, King and Queen, etc.) In splitted hands an Ace and ten equal to "21" and not blackjack.

DOUBLE DOWN
The player will match the original (or double down for less) on the first two cards dealt and receive only one additional card. Double down wagering is not permitted on a Blackjack.

INSURANCE
When the dealer's up card is an Ace, a Player may buy insurance, an additional amount equal to half of that Player's original wager. A Player may purchase insurance when he/she believes that the dealer's down card is a ten value card. If the Dealer has Blackjack, the insurance wager pays 2 to 1. If the dealer does not have Blackjack, the insurance wager loses and the game continues as usual. A Blackjack will beat a point total of "21".